Health care is too expensive, too complicated, access is becoming more difficult and wait times are increasing. Although quality among physicians remains high, there are severe and growing staff shortages across the medical profession and as a result, a decline in quality has begun. There is...
Recently, employers were surprised and frustrated by a new government-required mandate regarding health insurance premium reporting. Employers had received a notice requiring them to report insurance premium cost data to their insurance companies. The insurance companies, employers were told, would then report this data to the...
Why are employers and employees paying so much for their health insurance? The national average employers spend per employee for medical insurance is $11,498, and the national average each employee spends is $3,631. Dattilo Consulting, Inc. average employers spend $6,113 per employee for medical insurance...
The employee should carefully consider whether, as an elderly employee, he or she should leave the company’s health plan and enroll in Medicare or stay on the employer’s plan. Both the employee and employer will want to seek wise counsel as there are advantages and...
By Greg Dattilo, CEBS How much does your doctor and/or hospital get paid for providing you with health care services? It is nearly impossible to know until weeks after you have used a service. The price is almost always far more than you could imagine, and...
By Grant Dattilo Employers and employees—anyone who purchases health insurance—can spend less on insurance premium and gain more control over spending decisions. How? With a Health Savings Account (HSA) paired with a High Deductible Health Plan (HDHP). These accounts are subject to I.R.S. limits, which are...