Alongside the usual business challenges, employers in 2021 must consider added uncertainties created by Covid-19, political and social unrest. Yet, rather than seeing these as threats to a business, employers can find in them new opportunities to create a positive work environment that signals stability...
Surprise billings not only can spoil your day, they can create despair and drive some people toward bankruptcy. This is an example of our consumer-unfriendly health care marketplace. ...
Today, employers need to explore emerging trends in health care prices and spending. The right strategy today can save a large amount of money tomorrow. What is happening in Minnesota? “…the individual and small group health insurance plans in Minnesota reflect increasingly stable markets, even as...
We’ve been trusting health care financial “experts” to deliver “affordable” care, but they are failing. The “experts” have given us an average annual 6.1% premium increase during the past 20 years. During this same period, the Consumer Price Index (CPI) averaged 2.1%. Health...
Imagine your doctor prescribing you Myalept – the most expensive prescription medicine in the U.S. in 2020 – at a cost of more than $71,000 a month. The drug is prescribed to individuals suffering from generalized lipodystrophy, a rare disease too complicated for this...
Employee benefits and health insurance open enrollment is, without a doubt, more complicated than usual this year thanks to COVID-19. Yet enrollment remains a vitally important management process for employees and employers alike in maintaining a positive work environment. Ensuring that employees understand their benefit plans...