The employee should carefully consider whether, as an elderly employee, he or she should leave the company’s health plan and enroll in Medicare or stay on the employer’s plan. Both the employee and employer will want to seek wise counsel as there are advantages and...
By Greg Dattilo, CEBS How much does your doctor and/or hospital get paid for providing you with health care services? It is nearly impossible to know until weeks after you have used a service. The price is almost always far more than you could imagine, and...
By Grant Dattilo Employers and employees—anyone who purchases health insurance—can spend less on insurance premium and gain more control over spending decisions. How? With a Health Savings Account (HSA) paired with a High Deductible Health Plan (HDHP). These accounts are subject to I.R.S. limits, which are...
Kaiser Family Foundation found that the health insurance premium for an employer-provided medical plan for a family soared to $22,389 in 2021. This is an increase of 27% since 2014, when the Affordable Care Act’s provisions took effect.[1] It’s not enough to say “Well, that’s...
By Grant Dattilo On January 10, 2022, the Federal Health and Human Services Department released the following notice about at-home COVID-19 test kits: "Beginning January 15, 2022, an individual with private health insurance coverage or covered by a group health plan who purchase an over-the-counter COVID-19 diagnostic...
Happy Holidays and Best Wishes By Greg Dattilo, CEBS President, Dattilo Consulting, Inc. and ClientServ LLC Despite the challenges we’ve all been facing the last two years, it seems the year is ending on a more positive note. There is now a sense that we are not only...