The employee should carefully consider whether, as an elderly employee, he or she should leave the company’s health plan and enroll in Medicare or stay on the employer’s plan. Both the employee and employer will want to seek wise counsel as there are advantages and...
By Greg Dattilo, CEBS How much does your doctor and/or hospital get paid for providing you with health care services? It is nearly impossible to know until weeks after you have used a service. The price is almost always far more than you could imagine, and...
By Grant Dattilo Employers and employees—anyone who purchases health insurance—can spend less on insurance premium and gain more control over spending decisions. How? With a Health Savings Account (HSA) paired with a High Deductible Health Plan (HDHP). These accounts are subject to I.R.S. limits, which are...
By Grant Dattilo On January 10, 2022, the Federal Health and Human Services Department released the following notice about at-home COVID-19 test kits: "Beginning January 15, 2022, an individual with private health insurance coverage or covered by a group health plan who purchase an over-the-counter COVID-19 diagnostic...
Maria Lopez bought a home pregnancy test and confirmed that she was pregnant. After sharing the good news with her husband, she decided to look for an OB/GYN doctor nearby. She heard about the new Health Information Exchange and was happy to find a new...
What, if anything, can employers do to mitigate expected increases in 2022 employee health insurance premiums? Mercer predicts an average 4.7% increase, while Willis Towers Watson says to look for 5% increases.[i] Some employers, however, are seeing far greater increases....